Principal Protection Programs
Protecting the Nest Egg
Principal Protection Programs are all about helping you protect your nest eggs to avoid both “Sequence of Returns Risk” and “Longevity Risk” or the risks of outliving your money.
Safe & Productive Growth
Create Tax Free Income for Life
The number 1 fear of people in retirement is outliving their money. We know that the stock market can be one of the best places to grow money, however, there are alternatives to achieve both safe and productive growth as we close in on retirement.
It is especially important to eliminate these secondary risks to our life savings so that we can focus more attention to the most time sensitive risk – tax rate risk and proper distribution planning.
Our goal is not just to develop tax-free income strategies for our clients in retirement. It is to create that tax-free income for life!
Create More Income
Social Security Maximization Strategies
Creating more income also includes social security maximization strategies in order to keep more of our social security benefits. Most pre-retirees don’t realize that only some people receive social security tax-free while others pay taxes on 50% or even up to 85% of their social security benefits. This happens when the IRS can see other “substantial income” on their tax return.
We don’t believe that the hardest working Americans should be punished for doing the right thing and we help our clients to maximize their social security by way of tax diversification.
The right strategy can help to get you off the IRS’ radar for good.
