Estate & Legacy Planning
Legacy is a Priority
We help our clients to create more tax free income in retirement, which results in more wealth and a greater potential to transfer that wealth to their heirs.
Leave a Legacy
Wealth Transfer Strategies
Most can agree that they would rather leave their wealth to their family, church, or their favorite charity rather than allow it to be absorbed back into the hands of the government. We help our clients to create more tax-free income in retirement, which results in a greater potential to efficiently transfer that wealth to their heirs. We also consider the ever changing inheritance rules and regulations such as the Secure Act and Secure Act 2.0 in how we balance our retirement strategies.
When it comes to legacy planning, one of the most effective tools can be life insurance. The question then becomes how much and what type. How does your insurance strategy compliment your overall retirement plan? We help our clients to determine this and take a needs-based approach to our life insurance and legacy planning recommendations.
Know You're Taken Care of
Long-Term Care Planning
Long Term Care- we all know someone who has gone through it. What many don’t know is how costly this can be. Of all the risks in retirement there is an argument to be made that long term care can be the most deadly to a retirement portfolio. This is because quality long term care facilities can cost anywhere from $8,000-$12,000 per month and beyond. Medicare will NOT cover long term care, and in order for medicaid to step in, you and your spouse have to spend down assets until you are officially broke.
Thankfully, there are strategies to plan for this. One of which is with traditional long term care insurance. However, there are more flexible and cost effective options available as well. This is never a “one size fits all” and our financial professionals are specialized in helping you find the right strategy to fit into your overall plan.
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The Fundamentals of Estate Planning
Estate planning can be an emotional process. After all, it’s difficult to think about things like who will raise your children, or which loved one will best manage your financial assets. Estate planning is necessary, however, because without a will, your estate may end up in court. This means it could be divvied up based on a judge’s ruling, rather than on your personal wishes.
Estate Planning Articles
While contemplating our own mortality can be emotionally challenging, it’s a reality we all face. After a lifetime of hard work, you’ve likely amassed wealth, …
Tips for Navigating This Life-Changing Transition Inheriting wealth can be a life-changing event, but it also comes with a great responsibility to preserve and grow …
Choosing to Leave an Inheritance Can Impact Many Other Financial Planning Decisions If you have worked hard and planned properly, you may be well situated …
